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ananthakumaran/paisa
Paisa – Personal Finance Manager. https://paisa.fyi demo: https://demo.paisa.fyi
Paisa is a web UI layer on top of ledger-cli (and optionally hledger/beancount) that adds visualizations, import templates, goal tracking, and price fetching. It's for developers already sold on plaintext accounting who want charts and dashboards without leaving the ledger file as the source of truth. Heavy India-market bias — the import templates, tax tools, and price scrapers are almost entirely for Indian banks, brokers, and mutual funds.
The import template system using Handlebars is well thought out — you write one template per institution and Paisa handles the parsing, which beats hand-rolling CSV converters every time. XIRR is calculated natively with a large test fixture set, so portfolio return numbers are actually correct rather than approximated. The desktop app (Wails) plus Docker plus CLI means you can run it however you want without compromise. The tax harvesting and Schedule AL features are genuinely useful for Indian users and not something you find in Western personal finance tools.
If you're not an Indian user, roughly half the features don't apply to you — the price scrapers, import templates, and tax tools are India-specific and there's no plugin system to add your own institutions cleanly. The Go backend + TypeScript frontend split with Wails for desktop means the build toolchain is more complex than it looks; getting it building from source on a fresh machine takes real effort. The README is nearly empty and the actual docs live on an external site, so if paisa.fyi goes down you have no local reference. Last meaningful push was December 2025 and activity has been slowing — feature velocity looks like it's past its peak.